When can I take my pension?

From the normal minimum pension age: 55 now, rising to 57 from 6 April 2028. The calculator applies whichever is in force when you reach it.

Does it include the State Pension?

Yes, from your State Pension age under the DWP timetable. Enter your forecast for an exact figure; otherwise it assumes the full new State Pension.

Calculators

Retirement calculator

You are on track if your pensions, ISAs, savings and State Pension can pay your target income, after tax, every year until at least 100. This calculator runs that year by year in today's money using the cited UK rules, including a full new State Pension of £12,548 a year from your State Pension age, and tells you the shortfall and the monthly saving that would close it.

Last reviewed 6 October 2026 · rules version rules@2026-10-06#25 · DWP

Enter your details to see what your savings could pay you each year to age 100, in today's money, with every assumption listed.

Questions

When can I take my pension?: From the normal minimum pension age: 55 now, rising to 57 from 6 April 2028. The calculator applies whichever is in force when you reach it.
Does it include the State Pension?: Yes, from your State Pension age under the DWP timetable. Enter your forecast for an exact figure; otherwise it assumes the full new State Pension.