Your net worth is everything you own (pensions, ISAs, investments, cash and property) minus everything you owe. It is a snapshot; what matters for planning is how much of it is accessible, and when.
Last reviewed n/a · rules version rules@2026-10-06#25 ·
Add up what you own and owe. Nothing you type leaves your browser.
Questions
Should I include my pension in net worth?
Yes, but note it is locked until the normal minimum pension age, so it is shown separately from accessible money.